My name is Raymond A Keller III

I’m just a husband to one, father to 5 who was looking for life insurance for my family right before my 40th birthday.

I discovered that most people are paying way too much for their family’s life insurance because they were not given all their options.

Instead, they were only given a few options to choose from, all of which, happened to be the most expensive ones possible

I decided to change that.

Welcome to Independent Island Life Insurance where MY access to every carrier is YOUR access to every carrier!