Independent Island Life Insurance ("we," "us," "our") respects your privacy. This policy explains what we collect, how we use it, and how we protect it.
We collect information you provide directly — name, email, phone, date of birth, height, weight, tobacco/nicotine use, prescribed medications, and state of residence — when you request a quote or contact us.
We use your information to shop quotes across carriers, respond to your inquiry, and follow up about coverage options. We do not sell your information.
By submitting your phone number and checking the SMS consent box(es) on the quote form, you consent to receive SMS messages from Independent Island Life Insurance. We use a double-consent structure with two separate opt-ins:
Message frequency varies, up to 2 messages per month per category. Message and data rates may apply.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing to subcontractors supporting our services is permitted only as needed to respond to your inquiry. All other use categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
You may opt out at any time by replying STOP to any message. Reply HELP for assistance, or contact us at 435.200.4869. Consent is not a condition of purchase. Opting out of promotional messages does not opt you out of transactional messages, and vice versa — each category is managed independently.
We share information only with the carriers you authorize us to shop on your behalf. We do not sell or rent your information.
We use reasonable safeguards to protect your information. No system is 100% secure.
We use basic analytics cookies to understand site usage. You can disable cookies in your browser.
Our services are intended for adults age 18 or older. We do not knowingly collect information from children under 18.
You can request a copy of the personal information we hold about you, request corrections, or request deletion. Contact us at the email or phone below.
We may update this policy. Changes will be posted on this page with an updated effective date.
Questions? Contact Ray at [email protected] or 435.200.4869.
See also: Terms of Service