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We’ve been looking for insurance a few times but thanks to Ray and his company we finally are covered. I am so impressed with my experience I highly recommend their service. I always felt he does his best to help me and goes above and beyond. Thank you so much Ray!
Luse Manakofua
October 16, 2020Ray is awesome! He was able to find policies that were specific for what we wanted and at a reasonable price. He always goes the extra mile. When my dad passed all I had to do was text him and he did the rest. We really appreciate his dedication and hardwork. When we have questions whether we reach out by email or text he is quick to respond. If your looking for honesty and integrity we definitely recommend Ray Keller!
Leslie Kioa Kuma
July 6, 2020 -
Ray is very professional & speaks straight. He provided me with various options that were selected with my wants & needs in mind. The process was very smooth & was explained very clearly, which made it easier for me to select the right plan. Independent Island Life Insurance has my highest recommendation.
Sosaia Fa'anunu
March 12, 2021Ray knows his stuff! He helped me transition from an Old policy that was expiring into a new one. More coverage for less money...Cant beat that. He was ALWAYS readily available to answer all my questions. My wife and I are all set and have that peace of mind should anything happen. I would recommend Ray to anyone...He is top notch!
Landon-Debbie Johnson
April 20, 2020 -
Such a smooth successful experience with Ray. Found us a insurance that fit our families needs and was in our price range. Would recommend him 100%!!
Danielle Maher Hardesty
August 31, 2020Ray was my type of salesman. Helpful, knowledgeable, and not pushy. He let us take our time to figure out what we needed after his recommendations and answered our numerous questions. We had been wanting to get life insurance for a while but never took the time but we're very grateful we have that security now.
Syndee Leauanae
December 6, 2018 -
I would recommend RayNikki to everyone he is professional and really tries to get you the best deal and fits in you budget 2 thumbs up in my books. Thanks RayNikki.
Joeleen Mcgrath
May 1, 2020Ray is super good at what he does! not only can he help you shop multiple carriers in your area, but he also takes the Insurance jargon out of the conversation to make sure you get exactly what you are looking for. If you or anyone you know needs some help to assess your current coverage, or need new coverage talk to ray!
Keaton Patey
June 2, 2020 -
Totally Recommend Ray!! He found my mother a policy for life insurance, when I thought there would be nothing available for her, and her health issues!, not only that, but also one that she can afford on her Income/budget!, I leave all my family policies in his hands,he knows what we can afford and understands our needs, and explains everything! I trust him to the Fullest!!
Misty Gutierrez
October 30, 2020I have a Life Insurance with Independent Island Life Insurance, I am so fortunate to be one of them, I trust this Agent, he is trustworthy, working hard, understanding, full of humility and that is a great choice that I made to be a client. I recommend it to my family and friends.
Talavao Kuma
December 5, 2019 -
Salome Keller
January 11, 2018Ray helped my husband and I with life insurance. We highly recommend that if you are like us, procrastinators, please give him a chance… you won’t be disappointed. He’s really in it to help people understand the importance of having life insurance and having a plan in place should anything happen to you or your loved ones. He didn’t use any aggressive sales tactics to persuade us to buy insurance, that’s not his personality nor his agenda. He got to know our situation, what was important to us, and what we can afford. I had a ton of questions for him and he was so patient and willing to take the time to make sure all our questions were answered and most importantly that we were comfortable with moving forward. He took the time to give us literature, resources, and references to help answer our questions. He was very available and prompt at responding. During the process, we always felt that he was our advocate with the insurance company. I have known Ray for many years and I know that he lives by INTEGRITY in his words and actions. We are so thankful to Ray. Finally, after years of procrastinating, we are at peace knowing that we have a financial plan in place for our family should anything ever happen to us.
Nia Mataele
August 15, 2018 -
This was a extremely easy process. Ray answered all of my questions and was able to find us the best insurance for our needs. Highly recommend.
Sarah Jonutz Price
April 28, 2020Ray is very professional on how he handles things, he’s very patient and eager to help others, especially me and my family, even when I don’t understand, he’ll go step by step trying to define the thing that you don’t understand. Independent Island Life Insurance has my highest recommendation, thank you Ray, May God bless you and your family🙏❤️
Lisa Kaumavae Nonu
May 17, 2021