Reviews

I really appreciated how fast Ray was to respond to our families to get life insurance. With my husband's job, we were concerned if anything were to happen. Ray made it as quick as it could be.

Being a Single Tongan Mom of 4. I had contacted Ray Keller because I saw his Youtube. I was unsure of the worst � to happen, to me or actually any of my children. Would we be okay financially? The un

Ray is a great person to deal with. He helped me get my policy started sooner rather than later. He made time to answer and make sure that I understood everything. Ray also shared a ton of valuable information. I highly recommend him as a person/agent.

  Extremely easy process and never felt like we were being sold on anything - and we saved a lot compared to what we were paying before. Definitely recommend!! Thanks, again!

  Ray was so helpful in getting our life insurance policies started! It feels great to have the peace of mind that in the event of a tragedy, we will be covered financially. Thank you, Ray!

  Ray is very professional on how he handles things, he’s very patient and eager to help others, especially me and my family, even when I don’t understand, he’ll go step by step trying to define the thing that you don’t understand. Independent Island Life Insurance has my highest recommendation, thank you Ray, May God bless you and your family🙏❤️

  This was a extremely easy process. Ray answered all of my questions and was able to find us the best insurance for our needs. Highly recommend.

  Totally Recommend Ray!! He found my mother a policy for life insurance, when I thought there would be nothing available for her, and her health issues!, not only that, but also one that she can afford on her Income/budget!, I leave all my family policies in his hands,he knows what we can afford and understands our needs, and explains everything! I trust him to the Fullest!!

Ray made the whole process of finding the right coverage for our situation so easy. He was quick to respond to any of my inquiries and made sure to find us the best value for our money. I would highly recommend him if you are looking for life insurance for yourself or a family member. Thanks Ray!!

Thank You Ray for helping or else we will be ripped by other insurance !' Appreciate You ! MALO

  We’ve been looking for insurance a few times but thanks to Ray and his company we finally are covered. I am so impressed with my experience I highly recommend their service. I always felt he does his best to help me and goes above and beyond. Thank you so much Ray!

  Ray was my type of salesman. Helpful, knowledgeable, and not pushy. He let us take our time to figure out what we needed after his recommendations and answered our numerous questions. We had been wanting to get life insurance for a while but never took the time but we're very grateful we have that security now.

We recommend working with Ray. He is very helpful, consistent, persistent, answered all our questions and explained all the details of the policy because I have many questions and he answered all of them. We are happy And satisfied and rest easy with the policy in place. Thank you sir!

I have to say, this was one of the easiest things I have done. Having underlying issues doesn't make it any easier for me to hunt down insurance companies that will accept me as a client. I am very grateful Ray helped me out. He knows his job/product very well!! 🙌🙌🙌

  I would recommend RayNikki to everyone he is professional and really tries to get you the best deal and fits in you budget 2 thumbs up in my books. Thanks RayNikki.

So happy I found Ray ! He was so easy to work with and got me a policy for a higher value than I thought I could even qualify for. I definitely would recommend him to anyone who needs this extra security ( and we all need it) for our families!

I’ve known Ray for years and he’s always lived up to being 100% trustworthy. I decided to work with him as my Insurance guy because of that and he’s been awesome! Highly recommend!

  Such a smooth successful experience with Ray. Found us a insurance that fit our families needs and was in our price range. Would recommend him 100%!!