• positive review  It was a smooth, easy process to sign up. I’ve been wanting to sign up for life insurance for sometime and Ray was helpful in getting me to follow through. Ray was patient in getting me quotes for the coverage and price point I was wanting to pay each month.

    Lea Moni Avatar Lea Moni
    December 7, 2018

    positive review  Mr. Keller did an excellent job helping me obtain life insurance. It had been difficult for me to obtain life insurance and he went the extra mile to make it happen

    Josh Smith Avatar Josh Smith
    November 25, 2020
  • I really appreciated how fast Ray was to respond to our families to get life insurance. With my husband's job, we were concerned if anything were to happen. Ray made it as quick as it could be.

    Jennifer Haley Avatar Jennifer Haley
    October 21, 2021

    Being a Single Tongan Mom of 4. I had contacted Ray Keller because I saw his Youtube. I was unsure of the worst � to happen, to me or actually any of my children. Would we be okay financially? The un

    Luisa Lalimole Avatar Luisa Lalimole
    March 2, 2023
  • Ray is a great person to deal with. He helped me get my policy started sooner rather than later. He made time to answer and make sure that I understood everything. Ray also shared a ton of valuable information. I highly recommend him as a person/agent.

    Joshua Kioa Avatar Joshua Kioa
    May 8, 2022

    positive review  Extremely easy process and never felt like we were being sold on anything - and we saved a lot compared to what we were paying before. Definitely recommend!! Thanks, again!

    Sarah Collins Avatar Sarah Collins
    April 18, 2020
  • positive review  Ray was so helpful in getting our life insurance policies started! It feels great to have the peace of mind that in the event of a tragedy, we will be covered financially. Thank you, Ray!

    Susan Smilanick Kemp Avatar Susan Smilanick Kemp
    March 21, 2021

    positive review  Ray is very professional on how he handles things, he’s very patient and eager to help others, especially me and my family, even when I don’t understand, he’ll go step by step trying to define the thing that you don’t understand. Independent Island Life Insurance has my highest recommendation, thank you Ray, May God bless you and your family🙏❤️

    Lisa Kaumavae Nonu Avatar Lisa Kaumavae Nonu
    May 17, 2021
  • positive review  This was a extremely easy process. Ray answered all of my questions and was able to find us the best insurance for our needs. Highly recommend.

    Sarah Jonutz Price Avatar Sarah Jonutz Price
    April 28, 2020

    positive review  Totally Recommend Ray!! He found my mother a policy for life insurance, when I thought there would be nothing available for her, and her health issues!, not only that, but also one that she can afford on her Income/budget!, I leave all my family policies in his hands,he knows what we can afford and understands our needs, and explains everything! I trust him to the Fullest!!

    Misty Gutierrez Avatar Misty Gutierrez
    October 30, 2020
  • Ray made the whole process of finding the right coverage for our situation so easy. He was quick to respond to any of my inquiries and made sure to find us the best value for our money. I would highly recommend him if you are looking for life insurance for yourself or a family member. Thanks Ray!!

    Luluvita Soliai-Suamataia Avatar Luluvita Soliai-Suamataia
    October 13, 2021

    Thank You Ray for helping or else we will be ripped by other insurance !' Appreciate You ! MALO

    Alamita HoneyLei Pepa Avatar Alamita HoneyLei Pepa
    March 2, 2023
  • positive review  We’ve been looking for insurance a few times but thanks to Ray and his company we finally are covered. I am so impressed with my experience I highly recommend their service. I always felt he does his best to help me and goes above and beyond. Thank you so much Ray!

    Luse Manakofua Avatar Luse Manakofua
    October 16, 2020

    positive review  Ray was my type of salesman. Helpful, knowledgeable, and not pushy. He let us take our time to figure out what we needed after his recommendations and answered our numerous questions. We had been wanting to get life insurance for a while but never took the time but we're very grateful we have that security now.

    Syndee Leauanae Avatar Syndee Leauanae
    December 6, 2018
  • We recommend working with Ray. He is very helpful, consistent, persistent, answered all our questions and explained all the details of the policy because I have many questions and he answered all of them. We are happy And satisfied and rest easy with the policy in place. Thank you sir!

    Faiga Tavita Avatar Faiga Tavita
    January 10, 2023

    I have to say, this was one of the easiest things I have done. Having underlying issues doesn't make it any easier for me to hunt down insurance companies that will accept me as a client. I am very grateful Ray helped me out. He knows his job/product very well!! 🙌🙌🙌

    Jane Manukauvai-Vea Avatar Jane Manukauvai-Vea
    September 29, 2022
  • positive review  I would recommend RayNikki to everyone he is professional and really tries to get you the best deal and fits in you budget 2 thumbs up in my books. Thanks RayNikki.

    Joeleen Mcgrath Avatar Joeleen Mcgrath
    May 1, 2020

    So happy I found Ray ! He was so easy to work with and got me a policy for a higher value than I thought I could even qualify for. I definitely would recommend him to anyone who needs this extra security ( and we all need it) for our families!

    Leone Soliai-Matuu Avatar Leone Soliai-Matuu
    August 20, 2021
  • I’ve known Ray for years and he’s always lived up to being 100% trustworthy. I decided to work with him as my Insurance guy because of that and he’s been awesome! Highly recommend!

    Kevan Joel Avatar Kevan Joel
    September 26, 2022

    positive review  Such a smooth successful experience with Ray. Found us a insurance that fit our families needs and was in our price range. Would recommend him 100%!!

    Danielle Maher Hardesty Avatar Danielle Maher Hardesty
    August 31, 2020

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