Ray knows his stuff! He helped me transition from an Old policy that was expiring into a new one. More coverage for less money...Cant beat that. He was ALWAYS readily available to answer all my questions. My wife and I are all set and have that peace of mind should anything happen. I would recommend Ray to anyone...He is top notch!
April 20, 2020
Ray is very professional on how he handles things, he’s very patient and eager to help others, especially me and my family, even when I don’t understand, he’ll go step by step trying to define the thing that you don’t understand. Independent Island Life Insurance has my highest recommendation, thank you Ray, May God bless you and your family🙏❤️
May 17, 2021
Thank you for helping me for doing this life insurance for my sister no word to express but thank you so much for all the help you did everything so simple and easy I want to share this with my friends and family again thank you Ray Keller🙏❤️
December 5, 2022
Totally Recommend Ray!! He found my mother a policy for life insurance, when I thought there would be nothing available for her, and her health issues!, not only that, but also one that she can afford on her Income/budget!, I leave all my family policies in his hands,he knows what we can afford and understands our needs, and explains everything! I trust him to the Fullest!!
October 30, 2020
Raymond's knowledge in this industry is superb! Life Insurance can be so confusing, especially when there is so much research involved!
November 6, 2018
Ray was able to get me a life insurance policy suited perfectly for my needs. He took the time to explain all the options and helped me to make the best choice for me. I recommend him to anyone!
December 1, 2018
I recommend an awesome agent names Ray who is very professional at what he does. Made everything super easy to do and showed me all different options to take. This guy will take very good care of you.
October 20, 2022
If you are looking for a honest life insurance agent, Ray is definitely your person. Ray was easy to work with and he explained the different policies well to us. He worked hard to get us the best quotes out there. He stayed on top of things and communicated all the information that we needed to know throughout the process. We appreciate you Ray…Thank you for being persistent and diligently in getting us our policy set. Family and friends, take action now for you and your loved ones.
January 7, 2023
The life insurance industry can be a bit overwhelming and stressful but with Ray’s help, he made my experience effortless! He was patient in answering my “21 questions”, he was knowledgeable and provided many different options to ensure I got the best bang for my buck. I put my life in his hands (literally) and he delivered!! 👊
October 28, 2020
I would recommend RayNikki to everyone he is professional and really tries to get you the best deal and fits in you budget 2 thumbs up in my books. Thanks RayNikki.
May 1, 2020
Ray was my type of salesman. Helpful, knowledgeable, and not pushy. He let us take our time to figure out what we needed after his recommendations and answered our numerous questions. We had been wanting to get life insurance for a while but never took the time but we're very grateful we have that security now.
December 6, 2018
Thank you so much Ray for working hard to get my wife and I life insurance. Appreciate your persistence throughout the process. Highly recommend Ray for life insurance for your family. He will do all that he can to secure your family.
January 7, 2023
Ray helped my husband and I with life insurance. We highly recommend that if you are like us, procrastinators, please give him a chance… you won’t be disappointed. He’s really in it to help people understand the importance of having life insurance and having a plan in place should anything happen to you or your loved ones. He didn’t use any aggressive sales tactics to persuade us to buy insurance, that’s not his personality nor his agenda. He got to know our situation, what was important to us, and what we can afford. I had a ton of questions for him and he was so patient and willing to take the time to make sure all our questions were answered and most importantly that we were comfortable with moving forward. He took the time to give us literature, resources, and references to help answer our questions. He was very available and prompt at responding. During the process, we always felt that he was our advocate with the insurance company. I have known Ray for many years and I know that he lives by INTEGRITY in his words and actions. We are so thankful to Ray. Finally, after years of procrastinating, we are at peace knowing that we have a financial plan in place for our family should anything ever happen to us.
August 15, 2018
- Tamasi'i Mei Sen'e
January 16, 2023